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Asst. Manager/Manager/SM - Analytics - Risk Modelling

Fullerton India Credit Company Limited
5 Openings • Deadline 22 Mar 2022
About the job

Analytics Job Description

 

 


 

Job Title


 


 

Asst. Manager/Manager/SM - Analytics


 


 

Function / Department


 


 

Analytics & Information Management


 


 

Department Head


 


 

Head - Analytics & Information Management


 


 

Reporting Manager


 


 

AVP/ VP - Analytics & Information Management


 

 

Purpose of the Job:

 


 

 


 

·         Work in a fast paced environment with one of the most analytically advanced NBFCs


 

·         Provide analytics support for all FICC portfolios on as needed basis


 

·         Enable analytics driven decision making across risk, business and collections


 

 

Describe the KPIs against each perspective

 


 

Perspective


 


 

Key Performance Indicators


 


 

Business


 


 

  • Devise scorecard and model driven strategies across all products.
  • Develop expertise to implement scorecards in scoring engines.
  • Devise strategies to improve marketing efficiency targeted at new customer acquisition and cross sell
  • Devise pre-approved marketing campaigns to increase disbursals
  • Track all scorecards’ performances and highlight to management in case of any breaches/actions required.
  • Analyze bureau information to recommend strategies for use in the current decision making framework.
  • Reporting any adverse trends in portfolio performance.
  • Help establish a clear risk-reward measurement based customer strategy with a pricing framework
  • Develop strategies to define customer profile and enhance customer profitability


 


 

Customer Focus


 


 

Internal customers will be across levels –


 

  • Product risk managers & business managers
  • Risk & business heads


 


 

Process / Quality Improvement


 


 

  • Continuously work with business, policy and technology teams to improve strategies, identify and plug leakages and drive automated decision making.
  • Work with team leads to identify Analytics opportunities in aiding decisions across business


 

 

 

 

 

 

Expertise required/ Domain Knowledge:

 

  • 2-6 years of relevant experience for applying to AM/M/SM.
  • Hands on experience of developing and implementing risk models (Application and Behaviour Scorecards)
  • Project experience in at least one or more of the following:

o     Logistic regression models (important to have)

o     Classification models using decision trees

o     Experience in Cluster Analysis, Neural Network, Non-parametric models

o     Experience in more recent machine learning modeling techniques like Gradient Boosting, Randon Forest etc.

  • Experienced in Analytics in Banks / NBFCs with exposure to one or more of following areas:

o   Customer/Marketing Analytics

o   Risk Analytics

o   Recovery/Collection Analytics

  • Experience of working in asset business in a bank / FI
  • Proficiency in at least one statistical and other tools/languages – R/Python/SAS
  • Familiarity with relational databases and intermediate level knowledge of SQL
  • Strong communication skills – verbal & written

 

 

Any specific specialization/education:

Educational background in Engineering from IITs/NITs, Masters in Statistics from ISI/IITs, Masters in Economics from DSE/ISI/JNU

Prior experience with Banks/NBFCs preferred

 

 

 

 

Qualifications
  • Btech/BE
  • MS
  • Mtech
  • (Equivalent profile accepted)
Skills Required

Python

Missing any skill? Learn it now

Fulfillment Required
Yes
Job Type

FullTime

Job Location

Mumbai

Work Experience

2-6 years

Salary

Rs. 0-0 Lacs

Functional Area

IT Software - DBA/ Datawarehousing

Industry Type

Accounting / Finance

Published On

22 Dec 2021

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