Date: Sep 28, 2023

Time: 3.00 to 5.00 pm IST

Embark on a voyage of financial enlightenment through Debt Management and Credit training—a compass guiding you towards the shores of responsible borrowing and lending. This transformative program casts a spotlight on strategies that diminish financial risks whilst amplifying avenues for prosperity. Arm yourself with tools and wisdom to forge sagacious choices in debt management and credit utilization, sculpting a trajectory of financial stability and achievement. Participants shall delve into the intricacies of debt consolidation, credit analysis, credit scoring, debt repayment blueprints, and the vigilant realm of credit monitoring.

Learning Objectives:

• The Prelude: An Initiation to Debt and Credit, forging a sturdy foundation. 
• Stewards of Responsibility: Championing the realm of Responsible Borrowing and Lending through tangible examples. 
• Navigating Debt's Maze: Strategies for Debt Consolidation and the orchestration of effective Repayment. 
• Guardians of Credit: Vigilant Credit Monitoring and astute Management practices. 
• The Art of Risk Assessment: A Foray into Financial Risk Evaluation. 
• Navigating the Negotiation Table: Debt Restructuring Tactics and Negotiation Prowess. 
• Laws and Compliance: Navigating the Legal Tapestry in Debt Management. 
• Finely Tuned Instruments: Marrying Debt Management with the Symphony of Financial Planning.

Why should you attend?

• Emerge armed with knowledge, skills, and strategies—empowering you to master the intricacies of debt and credit. 
• Demystify debt management strategies, optimise credit utilisation, and harness the power of informed financial decisions. 
• Forge a path towards enhanced financial outcomes, amplifying value both for individuals and the collective organisation.

Know your Trainer:

Ruchi Shah is a Chartered Accountant (1998 Batch), currently working with We-Ace as CAO heading Finance & Compliance. We-Ace is focused on helping clients to create balanced & progressive workplaces.
In her previous profile she was the Head of the Institutional Clients Group (ICG) Financial Planning & Analysis Team in the Mumbai FP&A Center for Citi till Sep 2015
Earlier she has worked as Head of Business Planning & Analysis for the Commercial Banking Business, Citibank India.
Prior to joining Citibank, she has worked with Nortel Networks India Ltd. & HCL Technologies Limited. Handled versatile roles in controlling, corporate finance and internal audit.

Who can attend? 

Debt management and credit program extends an invitation to professionals hailing from diverse landscapes, each poised to amplify their prowess in debt management and credit utilisation, anchoring themselves in the realm of financial proficiency.

Debt Management and Credit is a 2 hours Instructor Led program.

Session Flow

• Initiation into Financial Wellness: Navigating the core essence of Debt and Credit Management. 
• A Symphony of Credit: Delving into Credit Analysis Techniques and the Grandeur of Credit Scoring Models. 
• Navigating Debt's Landscape: Exploring Strategies for Debt Consolidation and Blueprinting Prudent Repayment. 
• The Vigilant Guardian: Unveiling Effective Credit Monitoring and astute Management Practices. 
• The Heart of Financial Evaluation: Mastering the Art of Risk Assessment in the realms of Debt and Credit Management. 
• Negotiation Prowess: Equipping yourself for the realm of Debt Restructuring, armed with potent Negotiation Skills. 
• Laws and Compliance: A Sojourn through the Legal Frameworks Governing Debt Management. 
• Harmony in Financial Planning: Marrying the orchestration of Debt Management with the Symphony of Financial Planning.